I lost control of my Ural while going over a slight depression in an otherwise gentle, flat road. I veered left, across oncoming traffic, over a curb, and into a fence. I was unharmed, but the bike’s front wheel is crooked and the bike suffered damage to the frame, steering assembly, and body. I’ve filed an insurance claim, and await their decision to repair or total the bike.

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On Thursday, June 28, I started my commute home on surface streets. At 40MPH the Ural suddenly turned left. I headed towards a curb, a chain link fence, and a sharp drop off on the other side. I applied the front and rear brakes to scrub off as much speed as possible without locking them up. I couldn’t stop in time.

The Ural dutifully cleared the concrete curb, and then entered the loving embrace of a chain link fence. The fence held, and I was kept from going down into a brush filled culvert and towards the highway.

I turned off the engine to check myself and the bike for damage. I was okay. The bike’s handlebars were fully locked to the left, and I jammed my wrist a little while holding onto the right grip. The bike wasn’t leaking fluids or smoking, so I tried to restart it.

True to its rugged roots, the GearUp started immediately. I was able to put the bike in reverse and move it out of the fence.

About that time, a car pulled up. They asked if I was OK. I thanked them for stopping, reassured them that I was fine (the full gear probably helped them relax), and they motored on.

I rode my motorcycle the mile or so back to my office.

I owned the bike for 10 days. It had less than 125 miles on it at the time of the crash.

I called GEICO, and they sent out a tow truck to take the bike to Leo’s South of Lakeville, MN. I called Leo’s South as soon as they opened on Friday. They couldn’t look at the bike until the weekend after the 4th of July.

My heart sank. 9 calendar days before they could even start trying to assess the damage.

I talked to them on Saturday, July 7. Here’s their initial assessment on what needs to be repaired / replaced:

  • Fork legs
  • Frame
  • Steering damper
  • Tank
  • Sidecar bumper
  • Front fender
  • Triple tree assembly

The sum of these repairs will probably total the bike.

I was heartbroken. After researching and saving up for 11 years, my Ural could be dead with less than 90 miles traveled. I paid almost $1000 in Minnesota taxes on the bike, and I have a $1000 deductible on my insurance policy. While not insurmountable, losing that money is going to be a barrier to replacing the Ural.

The next step is for a GEICO adjuster to give their assessment, but I am expecting them to rule the bike a total loss.

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